Terms of Service / Legal Compliance

Last Updated: January 1, 2025

1. Acceptance of Terms

By accessing or using the website operated by Grupo Sosa Insurance Group Inc. (“Company,” “we,” “us,” or “our”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree with these Terms, please do not use this website.

2. Purpose of the Website

This website is provided for general informational purposes only. It is intended to offer information about insurance products, services, and general insurance-related topics.

Nothing on this website constitutes:

An offer to sell insurance
A binding quote
Legal, financial, or tax advice

All insurance products are subject to underwriting approval, policy terms, conditions, exclusions, and applicable laws.

3. No Insurance Advice or Coverage Guarantee

Information on this website should not be relied upon as insurance advice. Coverage availability, pricing, and terms vary based on individual circumstances and carrier underwriting guidelines.

Insurance coverage is not bound and no policy is issued unless and until confirmed in writing by an authorized representative of Grupo Sosa Insurance Group Inc. or an insurance carrier.

4. User Responsibilities

By using this website, you agree that:

You will provide accurate and truthful information if submitting forms or inquiries
You will not use the website for unlawful, misleading, or fraudulent purposes
You will not attempt to disrupt or interfere with the website’s functionality or security

5. Communications

By submitting your contact information through this website, you consent to being contacted by Grupo Sosa Insurance Group Inc. via phone, email, or other electronic means regarding your inquiry or related services.

You may opt out of non-essential communications at any time.

6. Intellectual Property

All content on this website—including text, graphics, logos, images, and design elements—is the property of Grupo Sosa Insurance Group Inc. or its licensors and is protected by intellectual property laws.

You may not reproduce, distribute, modify, or republish any content without prior written permission.

7. Third-Party Links

This website may contain links to third-party websites for convenience or informational purposes. Grupo Sosa Insurance Group Inc. does not control or endorse these websites and is not responsible for their content, accuracy, or privacy practices.

Accessing third-party sites is at your own risk.

8. Disclaimer of Warranties

This website is provided on an “as is” and “as available” basis.

Grupo Sosa Insurance Group Inc. makes no warranties, express or implied, regarding:

The accuracy or completeness of website content
The availability or uninterrupted operation of the website
The absence of errors, viruses, or other harmful components

9. Limitation of Liability

To the fullest extent permitted by law, Grupo Sosa Insurance Group Inc. shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from or related to:

Your use or inability to use this website
Reliance on information provided on the website
Any errors or omissions in content

10. Indemnification

You agree to indemnify and hold harmless Grupo Sosa Insurance Group Inc., its officers, employees, and affiliates from any claims, damages, liabilities, or expenses arising out of your use of the website or violation of these Terms.

11. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. Please see our Privacy Terms for more detail.

12. Changes to These Terms

We reserve the right to update or modify these Terms at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website constitutes acceptance of the revised Terms.

13. Contact Information

If you have any questions regarding these Terms of Service, please contact:

Grupo Sosa Insurance Group Inc.
362 Franklin Street
Bloomfield, NJ 07003
📧 info@grupo-sosa.com